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SPX Max Pain Calculator

SPX MAX PAINCaptured 2026-09-28 15:04 ET
$7,725SPX max pain, 2026-09-28 expiry
$7,695.11SPX spot at capture
+29.9 ptsMax pain above spot, 0.39%
155,166Call open interest at this expiry
236,470Put open interest at this expiry
241Strikes in the calculation

Computed from the delayed CBOE chain for one expiration. Open interest shows how many contracts are outstanding, never whether they are hedged or part of a spread, and max pain is a positioning reference rather than a level SPX must settle at. How max pain is calculated.

Calculate the SPX settlement level that minimizes total call and put intrinsic-value payout for each expiration. Built from the delayed CBOE chain, with no simulated fallback shown publicly.

SPX MAX PAIN - CBOE DELAYED

241 strikes · single expiration
MAX PAIN
7,725
2026-09-28
SPX SPOT
7,695.11
CBOE DELAYED
DISTANCE
+29.9
+0.39% FROM SPOT
CALL / PUT OI
155K / 236K
P/C 1.52
TOTAL INTRINSIC-VALUE PAYOUT BY SETTLEMENT STRIKE
7650
7655
7660
7665
7670
7675
7680
7685
7690
7695
7700
7705
7710
7715
7720
MAX PAIN
7725
7730
7735
7740
7745
7750
7755
7760
7765
7770
7775
7780
7785
7790
7795
7800
SPX max pain for 2026-09-28 is 7,725, the settlement level that minimizes aggregate intrinsic-value payout across the delayed CBOE chain. Minimum modeled expiration payout: $128.1M.
Source: delayed CBOE SPX option chain. Max pain minimizes aggregate intrinsic-value payout at expiration using reported call and put open interest × 100. It is a reference level, not a price forecast; open interest is delayed and may include spreads or hedges.
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What is SPX max pain?

Max pain is the SPX settlement price where outstanding options buyers would receive the least aggregate intrinsic-value payout at expiration. For every possible settlement strike, the calculator totals the value of calls finishing in the money and puts finishing in the money, weighted by reported open interest.

The minimum point on the payout curve is called max pain. Traders watch it most closely near expiration because concentrated open interest can create hedging flows and pin risk around heavily populated strikes. Max pain theory in options goes through where the idea came from and how much of it survives testing.

How this calculator works

  1. Select one SPX expiration from the delayed CBOE chain.
  2. Aggregate call and put open interest at every strike.
  3. Calculate intrinsic-value payout for every possible settlement strike using the standard 100× contract multiplier.
  4. Choose the strike with the lowest combined call and put payout.

How to use max pain responsibly

Max pain is not a target that SPX must reach. It is most useful as one positioning reference beside spot, gamma exposure, the call wall, put wall, and known catalysts. A small distance to max pain with concentrated open interest may support a pinning thesis; a strong trend or macro shock can invalidate it immediately.

Data and timing

The calculator uses CBOE’s delayed SPX chain. Open interest updates on a lag and does not reveal whether positions are long, short, hedged, or part of multi-leg spreads. The public endpoint refuses to return a modeled result when the real delayed chain is unavailable.

COMMON QUESTIONS

What is SPX max pain?
SPX max pain is the settlement level where the aggregate intrinsic-value payout across outstanding SPX calls and puts would be minimized for a specific expiration.
How is max pain calculated?
For every candidate settlement strike, calculate call intrinsic value above each call strike and put intrinsic value below each put strike, multiply by open interest and the 100 multiplier, then select the lowest total payout.
Does SPX always close at max pain?
No. Max pain is a positioning reference, not a forecast. News, macro events, directional flow, changing open interest, and dealer hedging can overwhelm any pinning effect.

Learn more

See the positioning around the pain point.

SquawkFlow combines max pain context with SPX GEX walls, options flow, dark-pool context, and market catalysts.